OnlyFans Payment Methods 2023: Accepted Cards, Cryptocurrencies, and More

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Confused about what OnlyFans payment methods are? We’re here to answer that question for you. Methods they accept and what they do not.

OnlyFans became the go-to site for all things adult and more during the pandemic, as platforms like Instagram cracked down on demon time. As a result, there’s a growing list of celebrities tapping into OnlyFans, including Cardi B and Bhad Bhabie, to sell content that’s not NSFW, but isn’t available anywhere else.

What is OnlyFans?

With OnlyFans, users can sell and/or purchase original content on a subscription-based social media platform. Users who use the site as an adult site will upload NSFW videos and photos to their accounts, which are protected by a paywall. A monthly subscription fee of $4.99 to $49.99 is required to access the content.

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Content creators can connect with their fans on OnlyFans. The prices for subscriptions on OnlyFans are set by the creators.

Depending on the creator, fans pay a monthly subscription fee to access this content. The content creator receives the rest of the subscription fee, while OnlyFans takes 20%.

The creators can also be contacted directly by fans and paid tips for special content. Fans can tip creators based on an agreed-upon price, for example, if they want a personalized video. Direct messaging agreements cannot be refunded and Tips are not refundable.

OnlyFans accepts fans and creators who are at least 18 years old.

Accepted OnlyFans Payment Methods

  • Visa/MasterCard
  • Maestro/Debit cards
  • Discover
  • Selected Prepaid Visa cards


Visa and MasterCard are both valid OnlyFans credit cards. It is the most popular method of payment and is available in most countries. A one-time payment or a monthly subscription can be made with your credit card.

Maestro/Debit cards

Subscribers often use debit cards to make payments. The reason for this is that they allow you to spend money that you already have in your bank account. If you want to use your card as an OnlyFans debit card, it must have the Maestro logo.


OnlyFans accepts Discover cards as well. The United States is the country where this card is issued and it is very popular among consumers.

Selected Prepaid Visa cards

It is also possible to use some prepaid Visa cards. You should be able to use your prepaid Visa card if it has the Visa logo on it. Prepaid Visa cards are accepted in most cases, but there are a few exceptions.

Unaccepted Payment Methods

These are the payment methods that OnlyFans does not ac

  • PayPal
  • Crypto
  • Gift Cards
  • Prepaid Cards
  • Mobile wallets

The purpose of prepaid cards is the same as that of a credit card, except they are preloaded with funds. One-time gift cards are not included in this category, so they will not be accepted.

Many people prefer prepaid cards because they offer more privacy than other payment methods. If you don’t want your name and payment information to be associated with OnlyFans content, you should probably use a prepaid card.

Are OnlyFans Payments Safe?

All payments are processed securely by OnlyFans using the latest encryption technology. A 3D Secure feature is required on all cards, including prepaid cards, otherwise the charge may be declined.

A ‘Verified by Visa’ or a ‘MasterCard SecureCode’ prompt will appear during the payment process. In the appropriate box, you will be asked to enter a temporary verification code or SMS code sent to your phone. You cannot complete the OnlyFans payment without entering the correct code.

OnlyFans, the merchant, and you, the cardholder, are both protected by this extra layer of security.

Therefore, mobile wallets and other payment methods without the 3D Secure feature will not be accepted.

OnlyFans does not accept mobile wallets:

  • Google Pay
  • Samsung Pay
  • Apple Pay

OnlyFans payment methods only accept 3D Secure enabled cards, so if you are a fan or a content creator wishing to make a payment, you can rest assured.


There is another way to make payments on OnlyFans if you do not have a credit card. To cover the transactions, consider getting a secured credit card. Secured cards are similar to prepaid cards in that they can help you build credit.

Credit limits for secured credit cards are determined by the amount of money you deposit. In other words, if you deposit $500 onto the card, you’ll have $500 available, minus any fees charged by the bank. You can use that secured card to pay for subscriptions and tips if it fits within OnlyFans’ accepted payment parameters.

Secured credit cards are available to almost anyone, regardless of their credit history. Due to your deposit, the card issuer is willing to work with you regardless of past credit issues.

Just like a traditional credit card, you must make monthly payments on your credit card. Your credit score gradually rises as a result of those payments being reported to the credit bureaus. OnlyFans could help you build your credit if you think about it! There are perks to living in the modern world.

Reasons Why Your Payment Is Declining?

OnlyFans may decline your payment method from time to time. A maximum of three retries will be attempted.

There are several reasons why these transactions may fail:

  • Credit card details are incorrect
  • Your account does not have enough money
  • You have entered the wrong address, zip code, or postal code
  • You have reached your daily limit for OnlyFans (you can try again tomorrow)
  • Check with your bank if the purchase was blocked.
  • Depending on your bank, you may be restricted from making a purchase if you are behind a VPN (contact your bank to find out).

If all else fails, you can delete and re-add your card here.

In the end, you should contact OnlyFans if you are still having trouble with your payments.

We discussed the different OnlyFans payment methods, including credit and debit cards, but not PayPal or gift cards. A primary card and a secondary payment method can be attached to your account. Your secondary payment method will be automatically charged if your primary payment method fails.

In order to continue viewing content from a creator, you must manually renew your free trial.

There are a number of reasons why your payment method might be declined, but you can try adding it again or contacting your bank if that doesn’t work.

Feel free to add any other information to this article in the comments.

OnlyFans Payment Methods FAQs:

Does Paypal work as a payment method for OnlyFans?

OnlyFans does not accept PayPal as a payment method. PayPal cannot be used for subscriptions or withdrawals as a creator. In addition to the above payment methods, all other methods are also accepted. A prepaid Visa card can be used instead of PayPal if you don’t have a debit or credit card.

Debit or prepaid cards accepted on OnlyFans as a payment method?

Yes, but OnlyFans will only accept Visa Prepaid Cards. Unfortunately, gift cards do not work as payment methods. Only ‘some’ Prepaid Visa cards are accepted, not which cards are accepted. Visa prepaid cards must be reloadable and cannot be non-reloadable gift cards.

Cryptocurrencies accepted on OnlyFans?

The answer is ‘No’, you cannot pay or receive payouts in Bitcoin or other cryptocurrencies on Onlyfans if you are a fan or creator.

Mobile wallets accepted on OnlyFans?

Mobile wallets such as Google Pay, Samsung Pay, Apple pay or more are not accepted.

Are there multiple payment methods I can use for OnlyFans?

You can have up to three cards linked to your account, but subscriptions cannot be split between multiple payment methods. A secondary card will be charged in the event the primary card is declined. You can access the Creator’s content as long as your subscription status remains active.


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