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If you’ve ever finished a Phasmophobia investigation feeling like your wallet is emptier than your mind, then the Moneybags ID Card and Badge are proof that you’re not an amateur ghost hunter. These special rewards aren’t given out freely—you’ll need to demonstrate that you can earn and spend a significant amount of money in-game.
Luckily, there’s a straightforward way to earn this bragging right. Here’s what you need to do to turn your earned ghost money into one of the game’s top milestones and flaunt your wealth.
### How to Get the Moneybags ID Card and Badge
The Moneybags ID Card and Badge are symbols of your commitment to collecting and spending cash in-game. To unlock them, you must first complete the “Break the Bank” achievement. This requires earning and spending a total of $100,000 over the course of your investigations. It doesn’t need to be done all at once—the game tracks your progress cumulatively, so regular players who consistently finish contracts will eventually hit this goal.
Once you’ve achieved “Break the Bank,” the game will automatically award you the Moneybags Badge and ID card.
### Tips to Make Money Quickly
If you’re working toward that achievement, here are some effective ways to boost your income faster:
– Complete daily and weekly challenges, which can significantly increase your earnings.
– Always aim to finish any optional objectives listed on the whiteboard before leaving a contract. These bonus tasks often carry extra payouts, adding up over time.
### Why Didn’t I Receive the Moneybags Reward?
If you’ve met the requirements but the reward hasn’t appeared, you can try a few in-game actions to refresh your profile and trigger the reward:
1. Purchase a small item from the in-game shop.
2. Start a new contract.
3. Correctly identify the ghost type in your journal.
4. Leave the investigation via the truck.
Completing these steps should make your reward show up in your cosmetic inventory.





